INSURANCE POLICY REVIEW
INSURANCE POLICY REVIEW
Triple check your auto policy with a complimentary, no-obligation AAA Auto Insurance Policy Review
Make sure you are getting the services you need the most at the best value
When should my auto policy be reviewed? When you purchase a new vehicle, or need to add a new driver, or even if you simply have moved to a new location, you should re-evaluate your auto insurance needs at the same time, according to AAA. Be sure to check all of the discounts1 below to see if we can save you even more.
Verified Mileage Discount: Save up to 19.1% (depending on vehicle's annual mileage) for supplying current odometer readings when requested
Save up to 27.3% when you insure two or more automobiles on select coverages
Auto + Home + Life
Save up to 19.4% on your auto insurance and up to 20% on your home insurance when you combine AAA home, auto, and life insurance policies
Save up to 5.6% with continuous insurance coverage with AAA for at least one year
Good Driver Discount: Save 20% on all coverages
Good Student Discount: Save up to 14.3% on select coverages
Alumni Association Discount: Save up to 7.4% if you are a current member of a four-year college or university alumni association
Professional Discount: Save up to 7.4% for qualifying professions
FEATURED INSURANCE BENEFITS
Policyholder Savings Dividend
You could get money back with your auto insurance policy.
While dividends are not guaranteed, you have the opportunity to receive a Policyholder Savings Dividend on your automobile insurance policy upon completion of your policy term.
What is a Policyholder Savings Dividend?
The Policyholder Savings Dividend is a discretionary sum returned to a policyholder by an insurance company out of its surplus. Dividends are not guaranteed and are paid when approved by the insurance company.
How do I earn a Policyholder Savings Dividend if it has been approved?
To earn any approved Policyholder Savings Dividend, all you need to do is complete your policy term. If your auto policy is canceled before the expiration date, a dividend will not be paid on the policy. If a dividend is approved for payment, it will be listed in your auto renewal offer. You are not required to renew your policy to qualify for the dividend.
LEARN MORE about Policyholder Savings Dividend and your member benefits.
AAA Accident Assist
At the scene of the accident, AAA Accident Assist:
- Sends a AAA Roadside Assistance Service Provider vehicle
- Tows your vehicle to a Member Preferred Repair shop, or the repair shop of your choice
- At your request, contacts family members on your behalf
Immediately after the accident, AAA Accident Assist:
- Arranges a rental vehicle for those with rental coverage
- Completes your claim notice at your convenience
If your car is repaired at a AAA Member Preferred Repair shop, AAA Accident Assist:
- Saves you time by scheduling a repair without you having to wait for an adjuster
LEARN MORE about AAA Accident Assist and your member benefits.
AAA Member Preferred Repairs
If you insure your vehicle through AAA, your repair process will be as simple as possible. AAA Member Preferred Repairs offers referrals to pre-qualified repair facilities, including specialists in stereo equipment and auto glass replacement. As a result, potential inconveniences are minimized, and the quality of service you receive is maximized with a lifetime warranty on workmanship.
Naturally, you’re free to have your vehicle serviced at a repair facility of your choice. But, considering all of the advantages of AAA Member Preferred Repairs, we think you’ll agree it represents an excellent choice. Just call us at 1-800-672-5246
LEARN MORE about AAA Member Preferred Repairs and your member benefits.
THINGS TO CONSIDER BEFORE AND DURING YOUR REVIEW
AAA Membership Number or Policy Number
Vehicle Identification Number
Current Odometer Reading
Proof Related to Good Student Discount
Read the policy document ahead of time and ask questions about terms or conditions you don’t understand.
Ask your agent to list all the discounts that can apply to policyholders. Most insurance companies add discounts over time, and you may now qualify for a discount that was once unavailable.
Make sure your liability coverage adequately protects you and your assets. As people accumulate assets such as real estate and stock portfolios, their liability coverage should also increase.
Make sure you are comfortable with the deductible option you have chosen for your policy. There are a variety of options available.
Consider whether you will have access to a car if your car has to stay in the shop for a week or more. If not, you may need rental car coverage on your auto policy.
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1Discounts may apply to select coverages and specific drivers, vary by policy and are conditional. The amount of the Verified Mileage Discount depends on and varies with your vehicle’s annual mileage category.
AAA personal lines insurance is provided to qualified Auto Club members by the Interinsurance Exchange of the Automobile Club. CA DOI Lic. #0003259.