AAA insurance discounts can save you up to 19.4% on your insurance1

Enjoy savings on your auto, home, and life insurance policies. Our policy, vehicle, and driver discounts are just a few of the many ways you can save and still enjoy peace of mind from the protection we have provided our members for more than 100 years.

Vehicle Discounts

  • Verified Mileage Discount: Save up to 19.1% (depending on vehicle's annual mileage) for supplying current odometer readings when requested

Policy Discounts

  • Multi-vehicle
    Save up to 27.3% when you insure two or more automobiles on select coverages

  • Auto + Home + Life
    Save up to 19.4% on your auto insurance and up to 20% on your home insurance when you combine AAA home, auto, and life insurance policies

  • Loyalty Discount
    Save up to 5.6% with continuous insurance coverage with AAA for at least one year

Driver Discounts

  • Good Driver Discount: Save 20% on all coverages

  • Good Student Discount: Save up to 14.3% on select coverages

  • Alumni Association Discount: Save up to 7.4% if you are a current member of a four-year college or university alumni association

  • Professional Discount: Save up to 7.4% for qualifying professions



Policyholder Savings

Financial Stability

A.M. Best rating of “A+ Superior” for our affiliate insurer reflecting the financial strength behind the insurance we offer.



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Quality Service 24/7

Quality Service 24/7

24 hours a day, seven days a week toll-free Claims Hotline for efficient claim reporting.


Policyholder Savings Dividend

Policyholder Savings Dividend

At the Automobile Club of Southern California, it is our mission to provide legendary service to our members while exceeding their expectations. In fact, one of the many benefits of having auto insurance with our affiliate insurer, Interinsurance Exchange of the Automobile Club, is the opportunity to receive a Policyholder Savings Dividend.

Year after year, we continue to grow thanks to loyal members like you. As a policyholder, you could receive money back just for insuring your car(s) through the Auto Club. While auto insurance dividends are not guaranteed, and the amount of any future dividend may vary from year to year, they have been paid in each year since 1990.



AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

AAA Insurance Auto Pay

AAA Insurance Auto Pay

Enroll today and you won't have to worry about losing one day of coverage.

AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

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1Discounts may apply to specific drivers, vary by policy and are conditional.

2Drivesharp program. Must have proof of course completion (sent directly to us). Have 49 or more years of driving experience Have no more than one good driver point during the 36 months immediately preceding the date the discount is added to the policy Have no principally at-fault accidents or citation convictions after the course certification completion date. NOTE: Any traffic conviction or principally at-fault accident occurring after the most recent certification completion date disqualifies a driver from receiving this discount and will cause an existing Driving Course Discount to be eliminated at the next policy renewal.

Automobile Club of Southern California (“AAA" or "Auto Club") is a licensed insurance agency offering insurance to qualified Auto Club members from the Interinsurance Exchange of the Automobile Club, and life insurance from AAA Life Insurance Company, Livonia, MI. Auto Club’s CA DOI Lic. #0003259. Auto Club membership requires the separate payment of annual dues and an admission fee for new members.