You could get money back with a Policyholder Savings Dividend

At the Automobile Club of Southern California, it is our mission to provide legendary service to our members while exceeding their expectations. In fact, one of the many benefits of having auto insurance with our affiliate insurer, Interinsurance Exchange of the Automobile Club, is the opportunity to receive a Policyholder Savings Dividend.

Year after year, we continue to grow thanks to loyal members like you. As a policyholder, you could receive money back just for insuring your car(s) through the Auto Club. While auto insurance dividends are not guaranteed, and the amount of any future dividend may vary from year to year, they have been paid for more than 20 years.

2014 - An average auto policyholder savings dividend of $179
2014 - An average auto policyholder savings dividend of $178
2014 - An average auto policyholder savings dividend of $178


What is a Policyholder Savings Dividend?

The Policyholder Savings Dividend is a discretionary sum returned to a policyholder by an insurance company out of its surplus. Dividends are not guaranteed and are paid when approved by the insurance company.

If payment of a dividend has been approved, when would I find out?
If a dividend is approved for payment, it will be listed in your auto renewal offer, which you should receive at least 30 days before the expiration date of your policy. Although you will be notified of a dividend payment in the renewal offer, you are not required to renew your policy to qualify for the dividend.

How do I earn a Policyholder Savings Dividend, if it has been approved?
To earn any approved Policyholder Savings Dividend, all you need to do is complete your policy term. If your auto policy is canceled before the expiration date, a dividend will not be paid on the policy.

Are dividends guaranteed?
No. While auto insurance dividends are not guaranteed, they have been paid for more than 20 years. Dividends are approved at the discretion of the insurance company, and the amount of any future dividend may vary from year to year.

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AAA personal lines insurance is provided to qualified Auto Club members by Interinsurance Exchange of the Automobile Club ("Exchange").