Remember to Protect Your Identity in a Relationship
As one of the fastest growing crimes in the country, identity theft is an increasingly important concern. And it’s not just the crime of strangers. Identity theft committed by family, friends, and acquaintances happens more often than you would think. No one wants to believe they could have their identity damaged by those closest to them, but it’s not uncommon, and it’s always better to be safe than sorry.
Here are steps you can follow to protect your identity within your personal relationships.
- Password-protect everything, and never share your password. Some people profess to sharing passwords as a symbol of mutual trust. Others allow friends or significant others to use their accounts because it makes things easier. Keep in mind, there’s nothing easy about getting out from under mountains of debt racked up by another person.
- Keep personal files private. Keep important personal documents out of eyesight and easy access. There’s little reason your significant other needs easy access to your Social Security card, retirement account balances, pay stubs, personal insurance information, etc. This kind of information can be tempting when someone is in financial trouble.
- Shred pre-approved credit card offers. If you have halfway decent credit, your mailbox is probably stuffed with opportunities to get more credit or access to cash. This is one of the easiest ways for someone to get a free ride on your good name. Be diligent about shredding all pre-approved card offers and credit card convenience checks.
- Stay on top of your credit. Being diligent about protecting yourself is an important first step, but it isn’t a guarantee of a clean credit profile. Check your credit regularly to be certain that all the accounts in your name are truly yours.
Go the extra step and entrust protecting your identity to the experts. AAA offers identity monitoring to members with enrollment in ProtectMyID®, which protects you by detecting signs of fraud and helping you resolve them.
Keep your identity and your personal finances where they belong: in your control. Whether newly dating, about to say “I do,” or even after years of marriage, not everything needs to be shared. Candid conversations about your financial and credit history can help couples get on the same page, but compromising one person’s identity for the benefit of the other can doom the relationship.
Get the tools you need to help detect identity theft and resolve potential issues with a ProtectMyID package. Enroll in ProtectMyID Essential or ProtectMyID Deluxe today to help safeguard your identity. For complete details, call 1-877-440-6943.
This article is provided for general guidance and information. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions.
Published by permission from ConsumerInfo.com, Inc. © 2014 ConsumerInfo.com, Inc. All rights reserved.